Dear Customer, we are upgrading our CBS software to serve you better. The Activity is scheduled from Friday 08/05/2026 11.30pm to Monday 11/05/2026 5.00am. During this period, our ATM, POS, ECOM, IMPS, BBPS, UPI, RTGS/NEFT, ECS, ACH, NACH and SMS Banking services will be temporarily unavailable. Kindly plan your transactions accordingly. We regret the inconvenience caused and appreciate your patience. Thank you for banking with us. Business Bank.

Loan Schemes

Vehicle Loan

Features

  • For Two Wheeler or For Four Wheeler or Commercial Vehicles
  • Period 5 to 7 year
  • 90% loan will be sanction against Vehicle on Road Price
  • For the latest Rate of Interest, please "Click Here".

Documents required

  • Vehicle Quotation from Nashik City Dealers
  • Latest last 3 months Salary Slip or Latest Income tax return of last 3 years or Last 3 years financial reports (C.A. certified)
  • Residential proof
  • Pan Card & Aadhar Card
  • One Guarantors (shareholder)
  • Latest Income tax return of two guarantors with Latest financials (C.A. certified) or Latest statement of other banks, if any.
  • Passport size photos required of borrower as well as guarantors(Photos Required)

Loan Aganist LIC Policy

Features

  • Limit up to 1 Crore
  • 80% against surrender value of Policy
  • End of Policy Period
  • 0.50 % processing fees of loan or Max Rs:-5,000/-
  • Available in Term Loan or Cash Credit Facility
  • For the latest Rate of Interest, please "Click Here".

Documents required

  • Original Insurance Policy
  • Latest last 3 months Salary Slip or Latest Income tax return of last 3 years or Last 3 years financial reports (C.A. certified)
  • Residential proof
  • Pan Card & Aadhar Card
  • One Guarantors (shareholder)
  • Latest Income tax return of two guarantors with Latest financials (C.A. certified) or Latest statement of other banks, if any.
  • Passport size photos required of borrower as well as guarantors(Photos Required)

Gold Loan (Loan Against Gold Ornaments)

Features

  • Limit up to Rs 4 Lac* (GBP- Gold Bullet Payment)
  • Period 1 year
  • 75% loan will be sanction against valuation Amount
  • Minimum custody charges
  • For the latest Rate of Interest, please "Click Here".

Gold Installment Loan (Loan Against Gold Ornaments)

Features

  • Limit up to 25 Lakhs (OD - over draft)
  • Period 1 year for GCC & Period 3 years for GTL
  • 75% loan will be sanction against valuation Amount
  • Minimum custody charges
  • Scrutiny fees and Processing Fees are Nil
  • For the latest Rate of Interest, please "Click Here".

Terms and conditions

  • For Nominal member, loan up to 1 lakhs
  • Borrower must be account holder of bank/for nominal member KYC should be fulfill
  • Loan for above 1 lakhs, borrower should be Regular shareholder of bank
  • Valuation will be the latest market rate of gold

Hypothecation / Cash Credit loan HPCC/SCC/SBCC

Features

  • Limit up to Rs. 1.50 crore
  • Period 12 to 15 Months
  • Rebate 1% with terms and conditions (Turnover 5 times, 80% utilization, Stock statement and Interest should be submitted before 10th of next month)
  • 1% processing fees of loan or Max Rs. 10,000/-
  • 60 % loan of Stock & Book Debts
  • For the latest Rate of Interest, please "Click Here".

Documents required

  • Latest Income tax return for 3 years
  • Last 3 years financial reports (C.A. certified)
  • Residential proof
  • Pan card & Aadhar Card
  • Two Guarantors (shareholder)
  • Latest Income tax return of two guarantors with Latest financials (C.A. certified)
  • Business proof
  • Latest stock statement
  • Latest statement of other banks, if any.
  • Collateral security (loan for above 1 Lakhs) [ N.A. Property]
  • Passport size photos required of borrower as well as guarantors(Photos Required)

Housing loan

Features

  • Limit up to 70 lakhs
  • up to 80% advance against estimated cost /or purchase deed /valuation (whichever is less)
  • 70% advance for up to 10 year sold Flat/ Bungalow /Row House
  • Period 15 years
  • 1% processing fees of loan or Max Rs:-10,000/-
  • Rs. 5 lakhs Limit for Renewation of Old House
  • For the latest Rate of Interest, please "Click Here".

Term loan

Features

  • For Furniture / Machinery / Fix Asset
  • Limit up to 1 crore
  • 60-70% advance against Quotation /valuation (whichever is less)
  • Period 7 to 10 years
  • 1% processing fees of loan, which is not refundable
  • For the latest Rate of Interest, please "Click Here".

Loan For Shop

Features

  • Limit up to 25 Lakhs
  • 80% advance against purchase deed / Market Value (whichever is less)
  • Period 3 to 10 years
  • 1% processing fees of loan or Max= Rs :-10,000/-, which is Not refundable
  • For the latest Rate of Interest, please "Click Here".

Documents required

  • Latest Income tax return for 3 years
  • Last 3 years financial reports (C.A certified)
  • Residential proof
  • Pan card
  • Two Guarantors (shareholder)
  • Latest Income tax return of two guarantors with latest financial reports (C.A certified)
  • Business proof
  • NOC
  • Latest statement of other banks, if any.
  • Purchase /sale deed
  • Photocopies require of borrower as well as guarantors
  • Search report (30 years with receipt)
  • Commencements certificate
  • Approved plan
  • Property abstract of 7/12 and CTS (City survey)
  • N.A order and latest tax receipt
  • Permission for the type of construction, from authenticate office.
  • Development agreement

Advance Against Fix Deposit

Features

  • 85% of loan for deposit
  • Nominal membership facility available, for nonmembers
  • Discharged Receipt of Fix deposit
  • 0.50 % additional interest rate of fix deposit for above Rs 1 Crore
  • 1% additional interest rate of fix deposit.
  • 2% additional interest rate for third party FDR
  • All types of deposits will lien with bank.
  • Regularity in monthly interest
  • No scrutiny fees and no Processing Fees

Micro Loan

Features and Terms & conditions

  • Limit up to 1 Lakh
  • Useful for small business
  • Period 18 months to 3 years
  • 1% processing fees of loan, which is not refundable
  • Latest Income tax return for 3 years,
  • Residential proof
  • Pan card
  • Two Guarantors (shareholder)
  • Latest Income tax return of two guarantors with latest financial reports (C.A certified)
  • Business proof
  • For the latest Rate of Interest, please "Click Here".

Personal Loan

Features and Terms & conditions

  • Limit up to 1 Lakh
  • Useful for Salary and personal account Holders
  • Period 3 years
  • 1% processing fees of loan, which is not refundable
  • Latest Income tax return for 3 years,
  • Latest 3 months Salary Slip
  • Residential proof
  • Pan card
  • Two Guarantors (shareholder)
  • Latest Income tax return of two guarantors with latest financial reports (C.A. certified)
  • For the latest Rate of Interest, please "Click Here".

Hello Doctor Personal Loan

Features and Terms & conditions

  • Limit up to 3 Lakh to 5 Lakh
  • Useful for Doctors
  • Period 3 years
  • 1% processing fees of loan, which is not refundable
  • Latest Income tax return for 3 years
  • Latest 3 months Salary Slip
  • Residential proof
  • Pan card
  • Two Guarantors (shareholder)
  • Latest Income tax return of two guarantors with latest financial reports (C.A. certified)
  • For the latest Rate of Interest, please "Click Here".

Hello Doctor Term Loan

Features and Terms & conditions

  • Limit up to 5 Lakh (75% of Machinery Quotation)
  • Useful for Machinery
  • Period 3 to 5 years
  • 1% processing fees of loan, which is not refundable
  • Latest Income tax return for 3 years
  • Residential proof
  • Pan card
  • Two Guarantors (shareholder)
  • Latest Income tax return of two guarantors with latest financial reports (C.A. certified)
  • For the latest Rate of Interest, please "Click Here".

Education Loan

Features

  • Period of Loan - Course Duration & Plus 5 Year
  • Rs. 10 Lakhs - In India
  • Rs. 20 Lakhs - Out of Country
  • For the latest Rate of Interest, please "Click Here".

Documents required

  • 1. Two Passport size Photo
  • Light Bill & Telephone Bill
  • Annual Income Certificate & IT Return
  • Bonafide Certificate, Admission Form & Details of Educational Expenses
  • Bank Statement in Last 6 Months
  • Passing Certificate of Degree For Last Year
  • Cibil Report

Branch Locator

location
Head Office

Rajan Complex Arcade, Datta Mandir Circle, Nashik Road, Nashik-422101

location
Nashik Road

Rajan Complex Arcade, Datta Mandir Circle, Nashik Road, Nashik-422101

location
Mahatma Nagar

Gulmohar Status, Mahatma Nagar, Nashik-422005

location
Deolali Camp

Howson Road, Deolali Camp, Nashik-422401

location
M.G. Road

Study Circle Building, LIC Lane, Near Meher Signal, Gole Colony, Ashok Stambh, Mahatma Gandhi Road, Nashik-422002

location
Ashoka Marg

Shop No.7, Ishwar Paradise Appartment, Ashoka Marg, Nashik-422101, Maharashtra, India