Dear Customer, we are upgrading our CBS software to serve you better. The Activity is scheduled from Friday 08/05/2026 11.30pm to Monday 11/05/2026 5.00am. During this period, our ATM, POS, ECOM, IMPS, BBPS, UPI, RTGS/NEFT, ECS, ACH, NACH and SMS Banking services will be temporarily unavailable. Kindly plan your transactions accordingly. We regret the inconvenience caused and appreciate your patience. Thank you for banking with us. Business Bank.

Interest Rate

Interest Rate

# Loan Type Term / Period Rate of Interest (%)

1

Solar Power Project Loan (Upto 3 Lakh's)

3 Year

12.00%

2

Solar Power Project Loan (Above 3 Lakh's)

5 Year

11.00%

3

Travelling Loan

12 Month to 24 Month's

15.00%

4

Housing Loan Rate of Interest

-

CIBIL Score above 750 - 8.50% upto Rs 45 lacs, 9% above Rs 45 lacs, CIBIL Score between 700-750 - 9% upto Rs 45 lacs, 9.5% above Rs 45 lacs, CIBIL Score below 700 -10% upto Rs 45 lacs, 10.50% above Rs 45 lacs

5

Gold Bullet Payment Loan - GBP

1 Year

10.00%

6

Gold Cash Credit / Overdraft Loan - GCC

1 Year

10.00%

7

Gold Term Loan - GTL

1 Year

10.00%

8

Vehicle Loan - Four wheeler (Car Loan for personal use)

5 to 7 Years

CIBIL Score above 800 - 8.00%, CIBIL Score between 700-800 - 8.50%, CIBIL Score below 700 - 9.50%

9

Vehicle Loan - Four wheeler (Commercial Vehicle)

5 to 7 Years

CIBIL Score 700 and below - 11.00%

10

Vehicle Loan - Two wheeler / Electric Vehicle

3 Years

CIBIL Score 700 and below - 9.75%

11

Vehicle Loan for Old Vehicle (upto 4 years old)

3 Years

10.00%

12

Advance Against Term Deposit

Term Deposit Period

1% Additional of Term Deposit Rate and above 1 Cr 0.50 % Additional

13

Advance Against National Saving Cert.

NSC Period

9.75%

14

Cash Credit against Life Insurance Policy

3 Year or up to Policy Expiry

9.50%

15

Advance Against LIC (LIP) Term Loan

upto 10 Years or Policy Expiry Date

9.00%

16

Personal Loan

3 Years

15.00%

17

Swamini Personal Loan

3 Years

14.00%

18

Hello Doctor - Personal Loan

3 Year

13.00%

19

Hello Doctor - Term Loan

3 to 5 Year

9.95%

20

Shop Purchase Loan

10 Years

12.00%

21

Micro Finance Loan Upto 3 Lakhs

3 Year

16.50%

22

Micro Finance Loan (Atmanribhar - upto Rs. 30 Thousand)

12 to 18 Months

12.00%

23

Term Loan

10 Years

12.00%

24

Project Finance Loan (Builder)

3 Years

14.00%

25

Hypothication Loan

12 to 15 Months

11% (Rebate 1%)

26

Hypothication Loan (For Pharma Sector )

12 to 15 Months

11% (Rebate 2%)

27

Secured Cash Credit Loan

12 to 15 Months

13%

28

Secured Cash Credit Proj. Builder Loan

12 to 15 Months

14% (Rebate 1%)

29

Loan for Professional and Self Employed Cash Credit

1 Year

13.00%

30

Loan for Professional and Self Employed Term Loan

5 Year

13.00%

31

Small Business Cash Credit upto 20 Lakhs

1 Year

9.50%

32

Mortgage Loan ( Loan Against Property upto 25 Lakhs)

5 Year

13.00%

33

Education Loan

Course Duration plus 5 Years

9.75%

Branch Locator

location
Head Office

Rajan Complex Arcade, Datta Mandir Circle, Nashik Road, Nashik-422101

location
Nashik Road

Rajan Complex Arcade, Datta Mandir Circle, Nashik Road, Nashik-422101

location
Mahatma Nagar

Gulmohar Status, Mahatma Nagar, Nashik-422005

location
Deolali Camp

Howson Road, Deolali Camp, Nashik-422401

location
M.G. Road

Study Circle Building, LIC Lane, Near Meher Signal, Gole Colony, Ashok Stambh, Mahatma Gandhi Road, Nashik-422002

location
Ashoka Marg

Shop No.7, Ishwar Paradise Appartment, Ashoka Marg, Nashik-422101, Maharashtra, India